FICC’s phantom conversion plan a hit with mutuals

Phantom stock options may be better than the real thing

FICC non-qualified retirement plans can survive an acquisition

Bank subchapter s-corporations and non-qualified benefit plans

Achieve your goals through proper plan administration

Maintain control of your deferred compensation plans

Innovative Leadership… Creative Solutions

FICC designed one of the first single premium life insurance policies ever to be sold to a financial institution. 

The first company to recognize the importance of plan administration services.  Today, our company continues to be service-oriented, rather than merely a vendor for self-serve insurance products.

FICC’s phantom conversion plans, first unveiled in the 1990’s, remain immensely popular for mutual institutions. 

Unlike competitors who establish plans and never revisit the initial assumptions, we monitor and review our plans annually, thus ensuring that actual performance keeps pace with plan projections.

FICC never uses sales representatives to service client accounts.  Our staff are seasoned professionals with years of experience in the financial industry. 

Our clients benefit from a mix of portfolio and new money products which effectively hedge against negative trends in interest rates.